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New to Australia and not eligible for Medicare?

If you are a visitor or on a work visa or an overseas student visa and required health cover as a part of your visa requirement(s), please click ‘Yes Continue’ to proceed to the Overseas Visitor Health Cover section

Premiums Are Rising An Avg. 4.41%*.

‍`It's The Biggest Rise In 9 Years.`

Compare top health providers from our panel in minutes

Premiums Are Rising An Avg. 4.41%*.

‍`It's The Biggest Rise Since 2017.`

Compare top health providers from our panel in minutes

Premiums Are Increasing April 1st.

‍`It's The Biggest Increase In 9 Years.`

Compare top health providers from our panel - before it's too late.

Health Insurance Price Rise 2026

‍`How Much Will You Be Paying?`

Compare top health providers from our panel - before it's too late.

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Your health cover is for a…

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Single

Couple

Family

Single Parent Family

Where are you located?

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NSW

VIC

QLD

WA

SA

TAS

NT

ACT

Do you have health cover?

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Yes

No

What is your current health fund?

Select from popular funds below:

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Medibank

AHM

BUPA

HCF

nib

HBF

Australian Unity

Defence Health Limited

GMHBA

Peoplecare

Teachers Health

Other fund not listed

What is important to you?

You can select multiple.

Please select an option

Cheaper cover

Better cover

Specific health concern

Avoid the Medicare Levy Surcharge

Planning on having a baby

Change of circumstances

New arrival to Australia

Covering a visa condition

What is your age?

Age range 16 - 120. Your age affects the price of your cover. Please select your current age to make sure you get an accurate quote.

Your Current Age

Enter valid age

Where are you located?

Select an option

NSW

VIC

QLD

WA

SA

TAS

NT

ACT

Do you have health cover?

Please select an option

Yes

No

What is your current health fund?

Select from popular funds below:

Please select an option

Medibank

AHM

BUPA

HCF

nib

HBF

Australian Unity

Defence Health Limited

GMHBA

Peoplecare

Teachers Health

Other fund not listed

Does your partner have health cover?

Please select an option

Yes

No

What's your partner's health fund?

Select from popular funds below:

Please select an option

Medibank

AHM

BUPA

HCF

nib

HBF

Australian Unity

Defence Health Limited

GMHBA

Peoplecare

Teachers Health

Other fund not listed

What is important to you?

You can select multiple.

Please select an option

Cheaper cover

Better cover

Specific health concern

Avoid the Medicare Levy Surcharge

Planning on having a baby

Change of circumstances

New arrival to Australia

Covering a visa condition

What is your age?

Age range 16 - 120. Your age affects the price of your cover. Please select your current age to make sure you get an accurate quote.

Your Current Age

Enter valid age

What is your partner's age?

Your Partner's Age

Enter valid age

What is your combined annual taxable income?

This is to help calculate your health insurance rebate.

Please select an option

$202,000 or less

$202,001 to $236,000

$236,001 to $316,000

$316,001 or more

Or, Skip and don’t apply a rebate

What kind of cover are you looking for?

You can select multiple

Please select an option

Hospital

A hospital policy covers you for in-hospital procedures, treatments and accommodation.

Extras

Extras cover provides rebates for services like physio, dental, optical, psychology and more.

What hospital services do you want covered?

You can select multiple

Select an option

Private Hospital

Private patient, private hospital admissions.

Private Hospital

Ambulance

Cover for all clinically necessary ambulance services for emergencies in Australia. This differs in states. For more details check with state Ambulance authority to ensure you have the right level of cover for non-emergency ambulance transport within Australia.

Ambulance

Heart and Vascular System

Hospital treatment for the investigation and treatment of the heart, heart-related conditions and vascular system.

Heart + Vascular

Eye (not cataracts)

Hospital treatment for the investigation and treatment of the eye and the contents of the eye socket.

Eye (not Cataracts)

Joint replacements

Hospital treatment for surgery for joint replacements, including revisions, resurfacing, partial replacements and removal of prostheses

Joint
Replacement

Rehabilitation

Hospital treatment for physical rehabilitation for a patient related to surgery or illness.

Rehabilitation

Cancer

Hospital treatment for chemotherapy, radiotherapy and immunotherapy of cancer. Surgical treatment of other body systems i.e. lung and chest are covered separately.

Cancer

Plastic and Reconstructive Surgery (medically necessary)

Hospital treatment which is medically necessary for the investigation and treatment of any physical deformity, whether acquired as a result of illness or accident, or congenital.

Plastic and Reconstructive Surgery (medically necessary)

Pregnancy and Birth

Hospital treatment for investigation and treatment of conditions associated with pregnancy and child birth. Treatment for the baby is covered under the clinical category relevant to their condition.

Pregnancy
and Birth

Cataracts

Hospital treatment for surgery to remove a cataract and replace with an artificial lens.

Cataracts

Dialysis for chronic kidney disease

Hospital treatment for dialysis treatment for chronic kidney failure.

Dialysis for chronic kidney disease

Implantation of hearing devices

Hospital treatment to correct hearing loss, including implantation of a prosthetic hearing device.

Implantation of hearing devices

Assisted Reproductive Services

Hospital treatment for fertility treatments or procedures.

Assisted Reproductive Services

Male Reproductive System

Hospital treatment for the investigation and treatment of the male reproductive system including the prostate.

Male Reproductive System

Hospital psychiatric services

Hospital treatment for the treatment and care of patients with psychiatric, mental, addiction or behavioural disorders.

Hospital psychiatric services

Weight loss surgery

Hospital treatment for surgery that is designed to reduce a person’s weight, remove excess skin due to weight loss and reversal of a bariatric procedure.

Weight loss surgery

Ear

Hospital treatment for the investigation and treatment of the ear, nose, throat, middle ear, thyroid, parathyroid, larynx, lymph nodes and related areas of the head and neck.

Ear

Nose and Throat

Hospital treatment for the investigation and treatment of the ear, nose, throat, middle ear, thyroid, parathyroid, larynx, lymph nodes and related areas of the head and neck.

Nose and Throat

Pain Management

Hospital treatment for pain management that does not require the insertion or surgical management of a device

Pain Management

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What extras services do you need cover for?

You can select multiple

Please select an option

General Dental

Major Dental

Optical

Physiotherapy

Chiropractic & Osteopathy

Pharmaceuticals

Remedial Massage

Psychology

Podiatry

Acupuncture

Hearing Aids

Other Aids

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By clicking ‘SAVE & CONTINUE’ or ‘SKIP THIS STEP’, I acknowledge that I have read and agree to the Terms of Use, the Privacy Policy, and the Collection Notice and I consent to you contacting me about insurance products that help to manage the risk of unexpected medical expenses, accident, injury, illness or death. I consent to you using sensitive personal information that you may collect for the purposes of providing your products and services.

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*Source: https://www.health.gov.au/ministers/the-hon-mark-butler-mp/media/2026-private-health-insurance-premiums

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