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YOUR LIFE'S INCOMPARABLE

AND YOUR COVER SHOULD BE TOO.

We help you save on cover that fits you — not the average John or Jane.

Meet our Partners

We work with a wide range of leading insurance providers. Unfortunately some funds choose not to be listed, but we'll still help you find the best value from those who are.
bupa
tal
dodo
plenti
mlc
common wealth
macquarie
ahm
nib
anz
au
agl
hcf
westpac

Why 1 Million Aussies Choose Compare Club

Australia’s #1 for life and health insurance comparisons.

More people trust Compare Club to help them find the right cover for their needs.

300+ real humans, here to help.

Our Australian experts talk to thousands every day, helping people make smarter choices about insurance, finance and utilities - without the jargon.

Independent. Unbiased.
Focused on you.

We’re independently owned, so you get the plan you need, not what we’ve been told to sell.

Got questions? Let's clear things up.
Do I have to pay to use your service or join Club+?

No. Our comparison service is completely free, and you don’t need to join anything to get a quote. If you do switch to a better offer, you’ll be asked to create a free Club+ account. This helps you save your quotes, access your policy, and get useful alerts so you can keep saving in the future.

Are you showing me all the providers and products?

We don't compare every provider in the market, but we work with a wide range of well-known providers that cover a large portion of products. Unfortunately some providers choose not to be part of comparison services. If you're ever unsure, just click the (+More) link on our product pages to see exactly which partners are included and which ones aren't. That way, you always know what you're comparing.

Will I get a better deal going direct to the provider?

Some brands may offer exclusive direct-only pricing but our customers often tell us they uncover better value or more suitable cover after comparing multiple providers side by side. Plus, when it comes to switching, we make it faster, easier, and hassle-free by managing the entire process for you.

Do you get paid to recommend certain products?

No. The recommendations you see are based on your needs, not commissions or paid recommendations. Products are ranked by how well they match what you're after - like price, features and value. And if you're chatting to our agents, their commission structure is not incentivised to push a particular product.

From time to time, some providers may offer member promotions (such as gift cards) that we pass on directly to you, not to our agents. These don't affect the way we rank or recommend products.

Does using Compare Club make my policy more expensive?

No. The price you see is the same as going direct for the identical policy - we don't add any extra fees. Our service is free, and you'll get expert support to help you compare and switch with confidence.

How does Compare Club make money?

Our service is free for you. We receive a fee from providers when you purchase through us, but you'll pay the same price as you would if you went to the provider directly for the same policy. No hidden fees. No surprise costs.

Why are you calling me so much?

We get it - too many calls can be frustrating. We're looking to reduce how many times we call you and improve how we follow up, including options like SMS, email or online-only support.

What if you don't do what you promised?

We're committed to delivering what we say. If anything goes wrong, we want to know and make it right. We monitor our team's performance closely and use your feedback to constantly improve how we operate.

Things you should know

As our customer you'll be provided with quotes directly from the insurer for the product you intend to purchase. We manage the application and deal with the administration work and insurer. We do not charge you a fee for the service we provide, the insurer simply remunerates us in return for setting up your policy.

The financial and insurance products compared on this website do not necessarily compare all features that may be relevant to you. Comparisons are made on the basis of price only and different products may have different features and different levels of coverage. Compare Club does not compare all policies available in Australia and our partner insurers may not make all policies available to Compare Club.